BULK ORDER SAVINGS
PERMISSION TO SPEND
BUY 25 - SAVE 20% $473.75 now $379 (save $94)
BUY 50 - SAVE 30% $947.50 now $663 (save $285)
BUY 100 - SAVE 40% $1,895 now $1,137 (save $758)
All bulk orders can take up to 2-3 weeks for delivery times.
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THIS BOOK ANSWERS THE FOLLOWING QUESTIONS
• How much you need to be saving to reach retirement?
• What are ways to optimize your savings and investments while avoiding excessive taxes?
• What are the risks to your retirement and an understanding of safe withdrawal rates?
• How do I set up multiple sources of guaranteed income?
• Strategies to maximize spending early in retirement, when you’re most capable of enjoying your money
• Opportunities to reduce your reliance on traditional banks
• What to look for when seeking an advisor
• Where to go next to design your ideal retirement and achieve Permission to Spend.
Tom Wall, Ph.D., MBA, MSFS, CLU, ChFC
Tom Wall has spent the entirety of his 21-year career positioning whole life insurance and competing against his alternative. Starting in college as an award-winning advisor with Northwestern Mutual before moving his practice to MassMutual, he subsequently grew his career in prominent home office roles in sales and marketing leadership. In those roles, he developed into a renowned storyteller and product expert at perennial company conferences and firm meetings nation-wide. Tom’s Ph.D. is in retirement income planning, with original research on Whole Life as a Fixed Income Alternative under the advisement of industry thought leaders Wade Pfau, Michael Finke, and Stephen Parrish. His focus on academic integrity and decades of sales experience combine to make him a uniquely credible and inspirational voice in the life insurance space. Tom now coaches and consults with financial advisors, hosts the Whole Life Masterminds study group, and has published his first book titled “Permission to Spend: Maximize Your Retirement with the Best Kept Secret in Personal Finance.” Tom lives in the greater Boston area with his two sons age 13 & 10, and is an avid golfer and traveler.